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Unearthing Hidden WealthStumbling upon forgotten funds can feel like unearthing buried treasure. For numerous individuals, surprise fortunes lie dormant in old and unattended bank accounts.A Personal DiscoveryTake the story of Michael Catania, a Las ...
Streamline Your Finances with Bill Pay ServicesImagine a world where your bills vanish from the realm of chaos and late fees simply become a thing of the past. Enter the bill pay feature offered by many banks and credit unions—a seamless solution t...
Understanding the Safety Net for Your Savings at Credit UnionsWhile the demise of a credit union is quite uncommon, it’s reassuring to know that if yours is insured by the National Credit Union Administration (NCUA), your hard-earned deposits are s...
The Hidden Threat: Inside Jobs at Financial InstitutionsIn the battle for securing your finances, banks and credit unions have employed a plethora of tools: from encryption technologies to biometric verification, bulletproof glass, fortified vehicles...
The Enduring Role of Cash in Today's WorldEven in this era dominated by digital transactions, cash continues to hold its ground in the financial landscape. However, every time you withdraw cash, there's a potential pitfall: an out-of-network ATM fee ...
Parting Ways with a Joint Account: Making the Transition SmoothEnding a partnership—whether it’s personal or financial—can feel overwhelming, but dissolving a joint bank account can be surprisingly straightforward. Couples might choose to separ...
Small Business Expenses: Categorization and BenefitsAs an entrepreneur, it is crucial to manage various expenses to ensure smooth operations. Categorizing these expenses can help you plan finances effectively, maintain organized records, and simplify...
Latest Tariff Developments: A Fresh Outlook On Monday, February 3, Canadian Prime Minister Justin Trudeau announced a significant diplomatic shift. President Trump has decided to place a temporary halt on the newly introduced tariffs on Canadian good...
The Heartbeat of America's Economy: Small Businesses Small businesses serve as the vital heartbeat of the American economy, reflecting an incredible journey of resilience and innovation. According to a recent survey by NerdWallet, despite numerous ob...
Imagine a life where the heavy chains of mortgage payments no longer weigh you down—a life where you can finally embrace financial freedom and invest your energy into your passions and dreams. The idea of waving goodbye to your mortgage is not...
Understanding Loan Stacking: A Double-Edged Sword Loan stacking, an alluring strategy for business owners, involves simultaneously securing multiple loans within a brief time frame. This technique promises to amplify the overall capital available, of...
Exploring the Possibility of Refinancing with SBA Loans Have you ever wondered if you could reshape your financial landscape by refinancing an existing loan or even multiple loans through an SBA 7(a) or 504 loan? The good news is that it's indeed pos...
The Big Day: Preparing for Your Interview Like a ProYou've put in the time, honed your responses, and delved into your work history. Now, it’s showtime! With the interview confirmation in hand, all that’s left is to dazzle your interviewer with y...
Making the Leap: Essential Considerations Before Quitting Your JobContemplating a job change? It's crucial to pause and weigh your options before making that leap into the unknown. Reflect on your financial cushion: how long could you survive without...
Unleashing the Power of Audible: Your Gateway to Income OpportunitiesAudible, a groundbreaking platform for audiobooks and podcasts, has been weaving stories into our lives since its inception in 1995. Acquired by Amazon in 2008, it now spans over 18...
College life is exciting, but let’s face it—money can get tight. Whether you’re looking to earn extra cash for weekend plans or help fund your education and living expenses, side hustles can provide a great solution. The trick is finding jobs t...
A Week to Remember: Checking InWow, what a whirlwind of a week! How have you been holding up? I genuinely want to know! I hope you're managing well during these unprecedented times. Jonny, our daughter, and I are hanging in there, navigating our way ...
Unlocking the Mystery of Sinking FundsIt recently dawned on me how often I casually toss around financial terminology, expecting everyone to be on the same page. It struck a nerve because my blog's primary mission is to clarify the complexities of mo...
Embracing 2020: A Fresh Start for FinancesThe dawn of 2020 brought with it a wave of enthusiasm, an energizing promise of progress and modernity. As the curtains fell on 2019, I found myself bubbling with anticipation, particularly about one thrillin...
Unlocking Financial Freedom: Inspiring Stories from KiwisIn my previous blog post, I shared an exciting giveaway of personal finance books and presented you with two ways to participate. You could simply click to enter, or take a moment to engage wit...
Celebrating Small VictoriesAs we transitioned from Level 2 to Level 1 on June 9th, a wave of relief washed over me. It felt like a collective win for Alexandra, a testament to what we can achieve as a community, a region, and a nation. Let's give a r...
Embracing the Unexpected: A Family's Journey Through UncertaintyHave you ever encountered a situation so chaotic that it redefines what “emergency” means? Well, we’re right in the thick of it! Today, I want to share how Jonny and I are navigati...
Have You Ever Considered the Real Cost of Owning a Car?Have you paused to ponder the true cost of running your vehicle? It goes beyond merely jotting down how much you spend on fuel. Admittedly, I had not given it much thought. Sure, I'm aware of my ...
Egg-Citing Spending: A Year of Breakfast DelightsIn 2019, our family journey with eggs began with a quaint $240 spent on these morning staples. Each Monday, a lovely local farmer drops off her freshly laid treasures right into my mailbox—caring and...
New Year, New Financial ClarityEvery season holds the potential for financial renewal, but there's something undeniably refreshing about the start of January. Whether the holiday spending has taken its toll or you've finally carved out some time to f...
Embarking on the Green Investment AdventureMarijuana stocks are emerging as a fascinating opportunity, flourishing in a rapidly expanding industry. With legalization sweeping through 24 states and Washington D.C. for recreational use, and 39 states e...
The Many Faces of Wealth Creation Wealth isn’t a one-size-fits-all journey; it comes in various shades and styles. Some individuals choose the time-honored route: grinding away in their careers, finding the right industry, and steadily climbing the...
The Magic of Disney InvestingWhether or not theme parks make your heart race, it's likely that some of your hard-earned cash is finding its way to The Walt Disney Company. This colossal entity doesn’t just stop at enchanting castles — it also cla...
The Birth of a New Investment EraIn the transformative year of 1976, John Bogle, the visionary founder of Vanguard, introduced the world to its first publicly accessible index fund. This revolutionary concept came at a time when active investing domi...
The Netflix Investment Journey: Is It Worth It? If you've ever lost track of time binge-watching “Stranger Things” or following the eerie adventures of “Wednesday,” then you're well aware of Netflix's gripping content. But have you ever wonde...
Rethinking Spending and Saving: A Journey Beyond LabelsFor quite a while, I've been mulling over the intriguing duality of "natural spenders" and "natural savers." Often, when individuals reach out to me, they categorize themselves rigidly into one o...
Unlocking Your Forgotten 401(k): A Treasure Hunt for Your Retirement Funds When you bid farewell to a job, the fate of your 401(k) often lies in your hands. Sadly, many people inadvertently leave behind these retirement treasures, resulting in a sta...
Embarking on Your Investment JourneyAre you ready to dive into the world of investing? Before you take the plunge, it's essential to ask yourself a few fundamental questions: What are your financial aspirations? When do you plan to achieve them? How ...
Step into the World of Nike: A Guide to Buying StockWearing Nike doesn’t require you to be an athlete; it’s a name that resonates across households. With a coveted legacy of strong performance, many investors are eager to know how to invest in Ni...
Understanding Stocks: The Basics of InvestingEmbarking on the journey of investing in stocks means diving into the world of public companies. When corporations decide to raise capital, they offer shares to the public, which primarily come in two flav...
Understanding Roth IRA Investments: A Gateway to Tax-Free GrowthIf you've ever found yourself pondering the benefits of investing in a Roth IRA, you're not alone. The core of the matter lies in how the IRS handles taxes on income. The more tax-ineffi...
Understanding the Traditional IRAImagine a savings vessel designed specifically for your retirement dreams—this is what a traditional IRA (Individual Retirement Account) embodies. It invites you to contribute pre-tax dollars, providing a pathway to...
Unlocking the USDA Streamlined Refinance ProgramThe USDA has launched an exciting opportunity for homeowners with USDA loans! The streamlined assist refinance program simplifies the refinancing process, allowing qualified borrowers to convert their e...
Smartly Navigating Your Mortgage OptionsWhen it comes to purchasing a home, one of the wisest strategies suggested by NerdWallet is to evaluate multiple mortgage lenders—at least three. This approach can lead to significant savings: a Freddie Mac s...

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